401k Calculator

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401K Calculator

Retirement balance • Employer match • Salary growth • Year-by-year • 2026 limits

Personal info

Current age

yrs

Retirement age

yrs

Current 401(k) balance

Annual salary

Contribution

Your contribution rate

Employer match rate

Match up to (% of salary)

Growth assumptions

Annual return rate

Annual salary increase

📋 2026 IRS Contribution Limits

Employee limit (under 50)$24,500

Catch-up (age 50+)$8,000

Total limit (with employer)$72,000

Breakdown at retirement

Balance growth over time

ℹ️ Educational estimates only. Does not account for taxes, fees, inflation, or plan-specific rules. Consult a financial advisor for personalized advice.